It’s every pet owner’s biggest fear: Your dog gets gravely ill or is involved in an accident, and his life is in danger. Maybe the injury or illness is treatable, but it comes with expensive veterinarian bills. How are you going to pay for that? But how could you not pay for it? If the unthinkable occurs and your pet requires pricey medical care, here are some ways to pay for treatment.
Get Pet Insurance Beforehand
Pet medical insurance enables pet owners to insure their pets should the need for surgery or medication arise. Pet insurance can give you the financial ability to follow through with veterinarian recommendations and help to cover the cost of procedures or treatment for a wide variety of medical complications. Pet medical insurance may also cover the cost of diagnostic tests and specialized treatment. According to a study by Pet Plan Pet Insurance, 40 percent of all pet insurance claims are made concerning chronic conditions that last more than a year. Consider getting long-term medical coverage for your pet now, so it’s there if it’s needed.
Payment & Assistant Programs
In cases where unexpected health incidents occur to uninsured pets, pet owners often scramble to come up with the money for their pet’s medical bills. If you don’t have the money saved up and accessible, other options include:
- Get a grant. There are grant programs available that can help to pay for unexpected medical costs for pets. Nonprofits organizations such as The Pet Fund provide financial assistance to pet owners in an attempt to prevent the unnecessary euthanization of injured or ill pets. In addition to offering financial aid to those in need, they also offer education and information about preventative care that can help pet owners to avoid preventable health issues.
- Ask your vet. Maybe your vet offers a payment plan on approved credit. Many local assistance programs are also available, and your veterinarian can point you toward the most time-efficient options.
- Raise the money yourself. You could sell unused household items, exercise equipment or collectibles on Craigslist or eBay, or hold your own garage sale. If you receive regular payments from an annuity or structured settlement, you may be able to sell some or all of your future payments to a company like J.G. Wentworth for a lump sum of cash now.
- Borrow from family or friends. This option is tricky, because borrowing money can often strain close relationships. Huffington Post offers some good tips on how to ask to borrow money from family or friends.
Crowdfunding platforms such as Give Forward offer pet owners the opportunity to create online fundraisers to help cover high veterinarian bills. This provides an easy way for friends, family and even concerned strangers to contribute to the cause. Successful crowdsourcing requires updates, personal videos and more, but also allows owners to show the world how much their pet means to them and their family.
Take a look at this list if you are looking for a vet in N Scottsdale